Now you can easily plan your budget while buying a house and you can make your installment payments much easier as your income increases as the years go by.
Features and advantages:
- It is fixed-interest.
- Its installments are equal and the monthly payments do not vary.
- It is not affected by fluctuations in market interest rates.
- Even if your monthly income increases only by inflation rate year by year, the ratio of your installment payments to your income decreases so you make payments more easily.
- Your principal debt decreases at increasing ratios.
Who are eligible?
- Salaried employees with a fixed monthly income.
- Self-employed persons with a minimum certain income.
- Persons whose installments are of a reasonable amount compared to their income.
- Risk aversive customers who want to pay pre-determined installment amounts.
Conditions:
- Anyone over 18, having no adversities in terms of risk and security intelligence, and documenting income can apply for this loan.
- A home insurance policy is mandatory. (At the end of its term, the insurance policy is renewed automatically throughout the term of the loan)
- A loan life insurance policy is mandatory. (At the end of its term, the insurance policy is renewed automatically throughout the term of the loan)
- The real estate purchased will be pledged.
- As additional information, real persons can use the mortgage and workplace loan, whereas corporate customers can only use the workplace loan.
We invite you to visit our branches to get detailed information about the mortgage options suitable for your budget.
* The conditions and required documents may differ for each customer.
Let us call you