By choosing the Prestigious Retirement Investment Plan, you can start your retirement plan with an initial contribution payment, so you can reach the high-accumulation retirement you dream of faster.
Click here to learn the savings and fund return you need for your planned retirement years and the minimum monthly contribution required to reach the retirement pension you envision.
Prestigious Retirement Investment Plan, AgeSA Hayat ve Emeklilik A.Ş. It is offered by. Akbank is an AgeSA agency.
Who can participate in the Prestigious Retirement Investment Plan?
Since the requirement to have legal capacity to participate in the private pension system has been removed, anyone can participate in the system.
What are the features of the Prestigious Retirement Investment Plan?
Minimum Monthly Contribution: 1.250 TL
Initial Contribution: 100,000 TL
Management Expense Deduction: There is no management expense deduction in the Prestigious Pension Investment Plan.
Entrance Fee: In the Prestigious Retirement Investment Plan, your entire entrance fee has been postponed.
There is no break deduction in the Prestigious Pension Investment Plan.
Your contribution payments are indexed to CPI, PPI or foreign currency; monthly, 3-monthly, 6-monthly or annually; You can make payment by credit card or automatic payment order from your account.
What are the advantages of the Prestigious Retirement Investment Plan?
You benefit from state subsidy.
You can make an additional contribution of 30% of the contribution you pay with the 30% State Contribution* advantage, which is not available in any other investment instrument.
You save regularly.
Your contribution amount is collected regularly from your credit card or bank account. In this way, you will save money in a certain discipline.
Experts manage your savings.
Your BES savings are managed with the expertise of Turkey's largest portfolio companies.
It is a transparent system.
Your individual retirement accounts are kept at Takasbank and you can follow your fund shares on a daily basis from these accounts.
It is a safe and transparent system.
While your savings directed to BES funds are kept in Takasbank, all activities related to the funds are kept safe under the supervision of the Undersecretariat of Treasury, Pension Monitoring Center and the Capital Markets Board. Therefore, the private pension system is a safe and transparent system.
You determine the payment period yourself.
You can make your contribution payments monthly, quarterly, semi-annually or annually, according to your preference.
You can change your plan and fund allocation.
You can change the retirement plan you have chosen 4 times a year, and the fund distribution in your plan 12 times a year.
You can make interim payments and pause your payments.
At any time, you can make interim payments of your choice, in addition to your regular payments. Or, you can deposit the annual contribution amount in a certain month and benefit from the government contribution earlier. You can pause your contribution payments during periods of unexpected changes in your financial situation.
Entrance Fee
In the Prestigious Retirement Investment Plan, your entire entrance fee has been postponed. Deferred entry fee is collected if you leave your contract within the first 5 years and is calculated according to the duration of your contract. The total amount of deduction that can be made in the first 5 years of the contract is 8.5% of the monthly Minimum Gross Wage of the relevant year for each year.
Management Expense Deduction
There is no deduction for management expenses in the Prestigious Retirement Investment Plan.
Break Deduction
In case of a suspension of contribution payments, this plan will not deduct additional administrative expenses from the principal portion of the savings up to the maximum limit during the suspension period. The deduction in question is 2 TL for each full month of break and this amount will not be taken into your plan. If payments are suspended for more than one year, fixed expenses paid by our company to the Pension Monitoring Center regarding the individual pension account will be deducted from the principal portion of the savings.
Fund Expense Deduction
Fund total expense deduction; It consists of the sum of fund operating expense deductions and other expenses of the fund.